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Terms and Conditions

  1. The "ANZ designmycard" service (which allows you to add an image to your ANZ card) is provided by ANZ and Serverside Graphics (NZ) Limited ("Serverside").
  2. The ANZ designmycard service is subject to these Terms and Conditions as well as those outlined in the ANZ Credit Card Conditions of Use and ANZ Savings & Transaction Products - Product Disclosure Statement. In the event of any inconsistency the terms in the ANZ Credit Card Conditions of Use or the Product Disclosure Statement will apply.
  3. If you are the holder of a joint account and apply for an ANZ designmycard, or if you apply for an ANZ designmycard at the same time as you apply for a joint account, ANZ will assume that any other holder of the joint account has or will consent to your application for an ANZ designmycard. You agree to inform any other holder of a joint account that you hold that you wish to apply for an ANZ designmycard and to obtain consent from the same. You also agree that ANZ bears no responsibility to inform, and to obtain consent from, any other holder of a joint account of/to your application for an ANZ designmycard.
  4. Your ANZ designmycard remains the property of ANZ and you agree to immediately return it or destroy it if asked, or if the card or accounts that the ANZ designmycard belongs to is cancelled or closed.
  5. You warrant to ANZ and Serverside that:
    • you are the owner of the image (eg. it is a photo taken by you) or you have obtained express consent from the image's owner to use the image on your card;
    • you have obtained express consent from any person whose image you use on the card; and
    • use of the image by ANZ and Serverside will not infringe any other person's rights, including intellectual property rights, in the image.
    ANZ and Serverside may require evidence of the image owner's consent or of your ownership of the image.
  6. You grant to ANZ and Serverside (or have obtained from the image owner the grant to ANZ and Serverside of) a perpetual, non-transferable, non-exclusive, royalty-free, world-wide, irrevocable licence to use the image and the data you provide to ANZ and Serverside solely for the purpose of providing your ANZ designmycard to you.
  7. You consent (or you will obtain consent from the image's owner) to ANZ and Serverside storing, modifying, copying or using the image. ANZ and Serverside may also require evidence of this consent.
  8. All copyright and intellectual property rights in the ANZ designmycard service vest in ANZ or Serverside (excluding the image). You will not reproduce any of ANZ's or Serverside's intellectual property (without express consent).
  9. You agree that you have read and understood the Image Guidelines, and that you will only submit images that comply with the Image Guidelines.
  10. You warrant that, as far as you are aware, the image does not contain any computer viruses.
  11. ANZ reserves the right not to accept or use any image you submit, or to refuse to issue an ANZ designmycard. ANZ will not enter into correspondence about such decisions.
  12. If you are applying for a new credit or Access card and request an ANZ designmycard, you should receive your ANZ designmycard within 10 business days once your image is accepted.
    This is subject to:
    • your ANZ credit card application being approved and finalised (if you are a new ANZ credit card customer)
    • new ANZ Access Advantage account applicants opening an ANZ Access Advantage account and visiting an ANZ branch to order their ANZ designmycard within a week of uploading their first image with a copy of the email confirming that the image selected by them has been accepted.
  13. If ANZ rejects your image, you must provide an acceptable image within 5 days otherwise:
    • new ANZ credit card applicants will receive the default ANZ credit card design on their card and
    • all other applicants may need to place another order for an ANZ designmycard.
    Following image rejection, you agree that the image and other data you have submitted in support of your request for an ANZ designmycard may be destroyed.
  14. If approved, the image that you have submitted for your ANZ designmycard will be stored by ANZ (and its agents and contractors) for a period of up to three years. The image will be printed on any subsequent reissued credit cards within a three year period and for Access cards within a 34 month period unless you have specifically instructed ANZ to issue you with the default design for your card or you have uploaded another image within that period. ANZ and Serverside may store a small copy of the image longer than this for audit purposes.
  15. You indemnify ANZ and Serverside against any claims arising or loss suffered by ANZ or Serverside respectively as a result of the image being used on an ANZ designmycard and reproduced on your card, or in respect of ANZ and Serverside storing, modifying, copying or using the image.
  16. ANZ and Serversides liability in respect of the ANZ designmycard service is limited to $15, and ANZ and Serverside are not liable to you for any loss, damage, claim or expense whatsoever in relation to ANZ designmycard (including in relation to any action by ANZ permitted under these Terms and Conditions). ANZ and Serverside are not responsible for poor quality images or images poorly positioned with respect to the ANZ designmycard template. This clause is subject to any responsibilities implied by law or otherwise which cannot be excluded, in respect of which the liability of ANZ and Serverside is limited (to the extent possible) to the cost of resupplying the ANZ designmycard.
  17. ANZ is collecting and will use your personal information to enable it to provide you with the product you have requested. You consent to ANZ disclosing your Personal Information to any Service Providers (including but not limited to Market Research agencies) which ANZ engages to carry out any of its functions and activities.
  18. ANZ is collecting and will use your personal information to enable it to provide you with the product you have requested. You consent to ANZ disclosing your Personal Information to any Service Providers (including but not limited to Market Research agencies) which ANZ engages to carry out any of its functions and activities. Where you do not want ANZ or a Service Provider on behalf of ANZ to contact you electronically about its products or services, you may unsubscribe from future electronic communications at http://www.anz.com/unsubscribe.
  19. These Terms and Conditions may be varied by ANZ at any time by giving 14 days notice of such changes on our website at www.anz.com. You agree that by doing this ANZ has provided you with sufficient notice of the variation.
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